Stamp Duty, GST & Registration Charges in Karnataka 2026: What Homebuyers Pay

The price quoted for an apartment is rarely the full amount you pay. In Karnataka, several statutory charges are added on top of the base cost, and they can materially change your budget. This guide explains each charge for a 2026 purchase, then works through a complete example for a Sobha Hoskote 2 BHK so the numbers are concrete. Sobha Hoskote is a 48-acre, RERA-approved township off NH-75 in East Bangalore by Sobha Limited.

What charges do homebuyers pay in Karnataka in 2026?

A homebuyer in Karnataka typically faces four cost layers beyond the agreement value: GST on under-construction property, stamp duty, registration charges, and — after you take possession — an annual municipal property tax. The first three are one-time costs paid at purchase; the fourth is recurring. Each is explained below, with the figure stated first.

How much is GST on an under-construction flat?

GST is charged at 5% on premium under-construction homes in Karnataka, and at 1% for affordable housing, calculated on the property value. GST applies only while a project is under construction; once a completion certificate is issued and a home qualifies as ready-to-move, no GST is levied. Because Sobha Hoskote is a new launch with possession phased from August 2032, its homes fall under the under-construction regime, and the 5% rate applies to its premium units.

How much is stamp duty in Karnataka in 2026?

Stamp duty for properties valued above Rs 45 lakh is about 5.6% of the agreement value in Karnataka. That figure is made up of roughly 5% stamp duty plus cess and surcharge components. Stamp duty is a state levy paid to register the transfer of property in your name, and it is unavoidable on a legitimate purchase. Since every configuration at Sobha Hoskote sits well above the Rs 45 lakh threshold, the ~5.6% band applies across the project.

How much is registration and property tax?

Registration charges are about 1% of the agreement value in Karnataka, paid to officially record the sale deed with the sub-registrar. Separately, after you take possession, you become liable for an annual municipal property tax — a recurring charge based on the property's assessed value, not a one-time purchase cost. Budget for it as part of the ongoing cost of ownership rather than the closing cost.

What does it all add up to for a Sobha Hoskote 2 BHK?

Consider a 2 BHK Luxe at Sobha Hoskote with an indicative base price of Rs 1.58 Cr. Applying the standard Karnataka charges — 5% GST, ~5.6% stamp duty and ~1% registration — produces the worked breakdown below. The annual property tax is excluded from this closing total because it begins only after possession.

In this example the statutory charges add roughly Rs 18.3 lakh — about 11.6% — to the base price. The percentages compound the same way across configurations, so a higher-priced 3 BHK or 4 BHK carries proportionally larger add-ons. See the full grid on the Sobha Hoskote price list 2026 and the pricing page.

What is not covered by the headline price?

The single most common budgeting mistake is treating the quoted base price as the all-in cost. It is not. The GST, stamp duty and registration above are separate, and some projects additionally charge for parking, club membership, maintenance deposits and statutory or infrastructure deposits. Always ask the developer for an itemised cost sheet before signing. Buyers funding the purchase with a loan should also factor processing fees — our home loan guide for Sobha Hoskote covers lender options including SBI, HDFC, ICICI, Axis and Kotak.

One point on who pays what: the buyer bears GST, stamp duty and registration. GST is collected by the developer and remitted to the government, while stamp duty and registration are paid directly during registration. The seller or developer does not absorb these on your behalf unless explicitly agreed in writing.